• ATS (Average Ticket Size) = Disbursed Amount / Number of Loans
• Concentration % = Live Borrowers/Total Population x 100
• DPD = Days Past Due
• Live POS or Borrowers or Active loans = 0 to 179 DPD + New Accounts + Current Accounts
• MFI = Microfinance Institution
• POS = Portfolio Outstanding
• UT = Union Territory
• Loan Cycle ID – Indicates whether the borrower is taking the first, second , third or more loan from the same lender
• Aspirational districts (AD) – Districts (currently 117 in no.) identified by NITI Aayog, GoI,
- (GLP) – gross loan portfolio
- (ASCAs) – Accumulating Savings and Credit Associations
- (ALM) – Asset Liability Management
- (FSS)– Financial Self-Sufficiency
- (OSS) – Operational Self-Sufficiency
- (SMEs) – Small & Medium Scale Enterprises
- (SHG) – Self-Help Groups
